Frequently Asked Questions About the Buying Process

The process begins with getting pre-qualified and pre-approved for a mortgage. This ensures you know your exact budget before we begin actively searching for properties.

What happens after my offer is accepted?

Once an offer is accepted, we enter the escrow phase. During this time, you will review seller disclosures, complete a professional home inspection, and your lender will order an appraisal.

What is an earnest money deposit?

It is a deposit you provide when your offer is accepted to show the seller you are truly committed to the purchase. We work closely with you to ensure this deposit is protected during the transaction.

What details do I need to keep track of during escrow?

What should I expect on closing day?

A few days before closing, you will do a final walk-through. Then, you will sign the final loan documents and pay your closing costs. Once the deed is recorded with the county, the home is officially yours and we will hand you the keys.

Buyers | Tony Janowicz Impact Properties

The home buying process begins with getting pre-qualified and pre-approved for a mortgage, so you know your exact budget. From there, we begin the home search, write an offer, and negotiate the terms. Once an offer is accepted, we enter the escrow phase. Escrow is a neutral third party that holds funds and documents until all conditions of the sale are met. During this time, you will review seller disclosures, complete a home inspection, and finalize your loan. The lender will order an appraisal to confirm the property's value. We help you navigate these steps, ensuring all contingencies are met before you sign the final loan documents and provide the remaining funds for closing.

During the escrow process, you will need to keep track of several important details. This includes the names and contact information of your escrow officer, loan officer, and homeowner's insurance agent. You should also note the dates for your home inspection, appraisal, and the final walk-through. When your offer is accepted, it is important to remember that the property is not officially yours until escrow closes. You will need to provide an earnest money deposit to show the seller you are committed to the purchase. We will work closely with you to ensure all deadlines are met and that your deposit is protected throughout the transaction.

Our buyer plan of action is designed to find the right home for you and negotiate the best possible terms. We start by understanding your needs and preferences, then actively search for properties that match your criteria. We utilize our network and resources to find homes that may not be readily available on the open market. You can expect us to be your advocate, providing honest advice and clear communication. We handle the paperwork, coordinate with all parties, and manage the transaction details. Our goal is to make the buying process as smooth and stress-free as possible, ensuring you feel confident and informed every step of the way.

Closing on a home is the final step in the buying process. A few days before closing, you will do a final walk-through to ensure the property is in the agreed-upon condition. You will then sign the final loan documents and pay your closing costs and down payment. Once the loan funds and the deed is recorded with the county, the home is officially yours. We will hand you the keys and celebrate your new home. Even after closing, we remain available as a resource for any questions or recommendations you might need as you settle into your new property.

Frequently Asked Questions About the Buying Process
The process begins with getting pre-qualified and pre-approved for a mortgage. This ensures you know your exact budget before we begin actively searching for properties.
What happens after my offer is accepted?
Once an offer is accepted, we enter the escrow phase. During this time, you will review seller disclosures, complete a professional home inspection, and your lender will order an appraisal.
What is an earnest money deposit?
It is a deposit you provide when your offer is accepted to show the seller you are truly committed to the purchase. We work closely with you to ensure this deposit is protected during the transaction.
What details do I need to keep track of during escrow?
What details do I need to keep track of during escrow?
What should I expect on closing day?
A few days before closing, you will do a final walk-through. Then, you will sign the final loan documents and pay your closing costs. Once the deed is recorded with the county, the home is officially yours and we will hand you the keys.